New Jersey Retirement Planning
Secure Lifecare Solutions
Retirement is personal. You’ve worked hard to save and invest your money and now it’s time to optimize and protect your savings to provide for your retirement and your loved ones thereafter.
Secure Lifecare Solutions is an independent financial services firm, specializing in helping individuals and families prepare for, plan, and live in retirement. Our approach focuses on tailored retirement planning strategies and insurance solutions to provide our clients with guaranteed lifetime income, and asset protection, in support of a holistic approach to their finances.
01
Start Smart
Get a Clear Understanding of Your Financial Life
First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.
Six Fundamental Financial Planning Considerations
Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.
Longevity
Outliving financial assets as the result of a longer life.
Inflation
Reduction in real purchasing power as the result of increasing cost of living.
Mortality
Loss of financial assets as the result of a partner’s or spouse’s death.
Liquidity
Limited access to assets to meet life’s unexpected financial needs.
Market
Unexpected reduction in the value of financial assets at the time of withdrawal.
Taxes
Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.
02
Apply Discipline
A Retirement Strategy Designed for You
Next, we design a retirement strategy that actively works to help protect your finances, keeping your goals and objectives at the forefront of our planning process.
03
Communicate Progress
Our Commitment to You
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.
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Meet The Advisor
Hiroo Adiani CSA, CLTC®
Founder
I started my career with Mutual of Omaha as an insurance agent in 2002. In my two decades in the Insurance industry, I have worked with over 1000 clients specializing in a wide range of insurance products including Life, Health, Disability, Annuities and Long Term Care. I was recognized as a strong leader earning 3 Sales Excellence Leadership Awards and a place in the President’s Club for five consecutive years.
As a Certified Senior Advisor and a Certified Long Term Care professional, I work with older adults to understand their needs. I provide guidance and support in financial planning, healthcare navigation and senior living options. I collaborate with seniors to discuss the subject of longevity and its consequences on their families and finances.
I take pride in building long-lasting relationships with my clients, understanding that trust and transparency are key in fostering a positive and productive partnership. I am passionate about educating my clients on the importance of having adequate insurance coverage and I take time to explain complex policies in a way that is easy to understand.
I live in New Jersey with my wife and son. In my free time, I love taking long drives and sipping coffee in quaint cafes. I enjoy watching tennis and movies (I am a big Hollywood buff!) and spending time with loved ones.
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Retirement Resources
Complimentary Educational Resources
Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.
Our Upcoming Events
Educational Events
Events in April 2025
- There are no events scheduled during these dates.
Client Events
Events in April 2025
- There are no events scheduled during these dates.
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Financial Calculators
PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.
